Hi fellow FI-ers, we (49Y, 44Y) are a family of five with 3 elementary age kids living in Portland OR. Our net worth is 1.8mil with 1.54mil in stocks (mostly VOO, VTI. Half of which is in trad 401k) and a home worth 410k. Our only debt is mortgage 145k at 2.75%. Our avg monthly expenses are around 5k (include wants + needs) but can go down below 3.5k (just needs) if needed. Our combined annual income is 180k but our jobs are pretty stressful and demand long hours. We would really like to quit to spend more time with our kids while they're young. According to 4% rule, our investments should cover our living expenses. The only unknown is how much ACA health insurance will cost us once we quit. We are also concerned whether we'll be able to cover our kid's college tuition in about 8 yrs. What do you think? Is it ok to pull the plug? Any feedback is appreciated. Thank you! submitted by /u/djalchen
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