Almost a year post-FIRE, I've been searching for an app or service to track our spending that also syncs with Apple Card.
I use Empower for Net Worth and Investment tracking, but not for spending. Initially because Empower doesn't let you add/categorize Cash transactions, and then found I prefer keeping that stuff separate from spending. Don't need fancy accounting, just sync transactions and let me categorize how I want.
Most info about Apple Card syncing came from earlier this year when Mint shut down. At that time, the only Apple Card-syncing apps were Monarch Money and Copilot, but there are now more and no updated list of them as far as I see. I've been able to find 8 apps that sync with Apple Card: Copilot, Debit and Credit, Empower, Kubera, Monarch Money, PocketGuard, Simplifi and YNAB.
Any others? I've tried Copilot, Empower, Monarch Money and PocketGuard. All had fatal flaws.
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Copilot and PocketGuard aren't ready for primetime (Can only view spending categories by month, not quarter or year.)
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Empower doesn't let me add cash transactions.
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Monarch Money was close, but kept duplicating transactions or having them appear in completely different accounts.
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YNAB is overkill. I don't need a nanny. Plus from what I can tell it really wants you to have a regular salary, so not very FIRE-compatible.
That leaves me with Simplifi and Kubera, but I'm getting nervous as my options grow smaller. Hoping maybe there might be others I've missed?
EDIT:Kubera is more investment focused (and $199/yr.) so fingers crossed for Simplifi. submitted by /u/TisMcGeee
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I use Empower for Net Worth and Investment tracking, but not for spending. Initially because Empower doesn't let you add/categorize Cash transactions, and then found I prefer keeping that stuff separate from spending. Don't need fancy accounting, just sync transactions and let me categorize how I want.
Most info about Apple Card syncing came from earlier this year when Mint shut down. At that time, the only Apple Card-syncing apps were Monarch Money and Copilot, but there are now more and no updated list of them as far as I see. I've been able to find 8 apps that sync with Apple Card: Copilot, Debit and Credit, Empower, Kubera, Monarch Money, PocketGuard, Simplifi and YNAB.
Any others? I've tried Copilot, Empower, Monarch Money and PocketGuard. All had fatal flaws.
*
Copilot and PocketGuard aren't ready for primetime (Can only view spending categories by month, not quarter or year.)
*
Empower doesn't let me add cash transactions.
*
Monarch Money was close, but kept duplicating transactions or having them appear in completely different accounts.
*
YNAB is overkill. I don't need a nanny. Plus from what I can tell it really wants you to have a regular salary, so not very FIRE-compatible.
That leaves me with Simplifi and Kubera, but I'm getting nervous as my options grow smaller. Hoping maybe there might be others I've missed?
EDIT:Kubera is more investment focused (and $199/yr.) so fingers crossed for Simplifi. submitted by /u/TisMcGeee
[link] [comments]