My husband (31) and I (30) just hit $1M in combined net worth and I am super proud of us for it. Mostly index funds, 401ks, IRAs, two positive cashflow rental properties(post all payments), and savings. His share is ~$750K, mine ~$250K. We live is a HCOL city.
I make $175K/year(including bonus) but I’m burnt out. He was laid off recently and is job hunting. Once he lands something, I’m considering a career break to reset, though it might slow down our early retirement by 35 goal. I am sure we won’t simply stop working completely, but rather do something on our terms.
We are also starting to think about health insurance long-term(employer vs private health insurance) as we have few mandatory regular medical costs. We are not sure if we want to have kids or no right now.
Would love advice from others in HCOL cities. How do you balance pushing hard now vs slowing down for your sanity? If you’ve taken an early retirement or taken a break, was it worth it? What would you do differently? Also your thoughts on health insurance post early retirement.
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