I was wondering if maybe there are some stocks that are considered very low risk (and have lower returns consequently) that I could invest in instead of putting my cash in an HYSA. The thought behind this idea is that the capital gain tax bracket I’m in (15%) is lower than my ordinary income tax bracket (24%). So potentially if I could find a reliable stock that generates a similar amount (either in stock appreciation or in dividends) to what I’m making now in my HYSA (roughly 4%), it would make sense, right? Would love to hear everybody’s thoughts on that. Thanks!
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