I'm having trouble deciding between my current job and an offer im likely to receive.
Current job: Insurance nurse with reputable company $103,000 with 10-15% yearly bonus 6% match 401k. Pension plan
Very low stress, top performer WFH 6 weeks PTO High likelihood of moving into management in my department if AI doesn't take over. Potential for AI automation. AI programs already exist and are being used to do a lot of my work and the department has been decreasing in size consistently over last 5 years.
Job Offer: Clinical Specialist $90,000 base salary with $50,000 commission at goal. High likelihood of hitting at least 90% of goal. Car stipend. Uncapped earning potential. 401k 6% matched. Stock options at 10% discount. WFH with great autonomy. No logging into a laptop everyday.
"Unlimited PTO"- my friend and future boss said its typically not an issue to take off. Travel required. Overnight travel a few weeks per year. Work with best friend in the territory. Learn the ropes and get introductions from him. I know the hiring manager. Higher stress initially with commission based job, giving presentations, getting in front of doctors, needing to continually drive growth. Potentially better long term career path, won't be replaced by AI. I'll increase my skillset and future marketability.
My job now is easy, im good at it, and benefits are good, but I fear 10 years down the road it may be gone and I'll have trouble finding something else. The new job would be a little more cut throat and growth oriented which I can definitely do, but it's difficult to get into that mindset considering where I am at. Being trained and working side by side with a great friend would make the transition easier.
Net worth:1.5mil with 300k of that in my home and 800k in additional real estate investments. 300k in 401ks and 100k in personal investments. Investing in real estate is my real passion. I enjoy fixing up unwanted and outdated homes.
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