Proof: https://www.reddit.com/r/fican/comments/1na4i61/reached_270k_at_age_27/
And more recently: https://www.reddit.com/r/TheRaceTo10Million/comments/1ng33oi/27m_living_in_canada_reached_over_270k_in_net/
Honestly, it feels amazing to have over $270K at 27! Hoping to reach at least $280K by year's end.
For context:
I'm 27, living in Canada so all of these figures are in CAD. $276K as of September 13, 2025 (time of posting) is worth approximately $199K USD for my American friends.
My current job is as a healthcare professional, making around ~$50 CAD/hour, or ~$36 USD/hour. I averaged 40 hours per week in 2024 and will work similar hours again in 2025, so currently ~$104K base salary.
I invest in XEQT ETF and TEC ETF. I have no other significant assets or debts currently, except for a used vehicle, phone and laptop. I don't include them into my net worth for simplicity's sake, as I don't ever plan on selling these assets and their objective value is difficult to determine anyways.
My long-term net worth goals are to reach:
- $200K before I turn 28 (already achieved) ✅
- $300K before I turn 30 (almost there)
- $500K before I turn 35 (a stretch but achievable)
- $1.2 million or more and leanFIRE (or if I still want to work then coastFIRE) before I turn 40. I don't plan on having children and my expenses are already quite low so I don't anticipate needing a really high FIRE number.
Thanks for reading and I welcome any more tips/strategies to help me achieve my leanFIRE goals, e.g. focusing on increasing income, diversifying my investments more, etc.
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