Backdoor roth and roth conversion in same year
tldr Planning to do both a backdoor roth and roth conversion this calendar year. As far as I ca…
tldr Planning to do both a backdoor roth and roth conversion this calendar year. As far as I ca…
I am fortunate to be in a situation where I will no longer be eligible for Roth IRA contributio…
The risk premium for US debt is skyrocketing at the moment. Not only are people not buying US d…
I am in my late 30s, starting over after divorce, and had ZERO financial education growing up. …
Thanks for reading and helping a fellow member out! Life Situation: Single, 44M FIRE Progres…
I see a lot of posts outlining future market strategies. Mostly plans to stay in the market, so…
TL;DR: 35M 33F with a 3yo. Hit $2 million but burned out and anxious every waking moment. Where…
Hey everyone, I’m a 30-year-old male looking for some financial advice on how to best allocate…
Hello everyone. I'm thinking about moving to Austin with my partner. We're originally f…
I've read several threads on the RO55 and have additional questions. I'm 58 and am abo…
I was listening to the ChooseFI episode 538 today. I've noticed this in other episodes as w…
Hello! I live in the VHCOL area of the SF Bay Area. It’s the best place in the country to be a …
Please use this thread to have discussions which you don't feel warrant a new post to the s…
Hi all, I've been lurking here for a while and wanted to finally make a post to get anyone…
I need help correcting a rollover mistake that involved both after-tax and pre-tax IRA funds . …
I’m 35 years old. Sold my business a few years ago and have a portfolio worth 4.3M EUR. FI but …
Most people have FOMO when an investment goes up. Stocks, bonds, ETFs, whatever. I feel it in t…
Background Retired a little over a year ago at age 46. In year 2 of building a Roth IRA ladd…
I am 29M. Owner of 3 properties in NZ totalling approx 1.7M in value. I have a 1M dollar mortga…
My spouse and I mid 30s live in Los Angeles and are working towards early retirement . We'…
Mid 30s couple + 1 toddler. HHI ~450k with a 40/60 split on income As the title suggests, we&#…
Hello fellow investors, I recently read Kristy Shins' book "Quit Like a Millionaire.&…
I know the title is going to provoke responses of "there's no such thing as a guarante…
Before starting my (already 10+ year) journey towards FIRE, I somehow naively thought the main …
Please use this thread to have discussions which you don't feel warrant a new post to the s…
Hi All, Looking for advice on “hanging in there” to reach FIRE vs CoastFIRE now. What I really…
Please use this thread to have discussions which you don't feel warrant a new post to the s…
1m Networth Update About eight years ago, I made my first post on Reddit in the personal finan…
(To clarify the numbers: I'm in my early 50's. I started the FiRe path 32 years ago.) …
TLDR: 2024 income was higher than expected (good problem to have), so I need to remove excess …
This is not a humble brag. Actually its a bit more of therapy in a way but I'm hoping some …
My wife coaches a high school team and I've already been told about getting invited to Grad…
My spouse and I are 42 with two kids age 3 and 7, living in an expensive NYC suburb. We both wo…
I (32m, single) crossed the 800k milestone today which is very significant to me. In end of Feb…
I’ve been saving heavily for retirement for about 7 years after reading the personalfinance flo…
I questioned whether this post belonged here or in r/personalfinance . I decided it makes more …
Mid 30 couple with 2 toddlers finally looking into term life insurance. Sorry. We already have …
We reached $1M in investments last year. Also, have a pension. Started off with a $1,000 inves…
I'm asking on behalf of a relative in his 70s. He’s selling his primary residence and expec…
I've been with my current company for about 6 years, and have become fully vested in the ES…
I was lucky enough to get a remote offer for a software engineering job that pays 90k annually,…
for people who didn't reach their goal, but took the layoff to permanently retire anyway. d…
Hi friends - bit of a background first. I graduated school in 2023 with brace yourself roughly…
I don't spend a ton of time optimizing my finances but I will do a few things every year or…
Hey all - has anyone ever successfully negotiated a severance ahead of time? Essentially, tell…
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